What phrase is commonly found in the habendum clause of a deed?

The phrase "To have and hold" is a key component of the habendum clause in a deed. This clause generally follows the granting clause and outlines the rights and interests being conveyed to the grantee. The phrase signifies the intention of the grantor that the grantee will possess and enjoy the property in a specific manner. It establishes the nature of the property rights being transferred, whether they are full ownership, a life estate, or a different form of interest.

Other options do not typically appear in the habendum clause. "Under consideration" refers more to the agreement between parties regarding payment or terms rather than the specific conveyance of rights. "Acknowledgment of delivery" pertains to the formalities of the deed and does not articulate the grant of rights. "Subject to state laws" does not reflect the intent or rights granted; instead, it indicates a condition that may apply to the use or transfer of the property. Therefore, "To have and hold" properly captures the essence of what the habendum clause conveys in a deed, confirming the rights granted to the grantee.