What type of warranty is NOT applicable to commercial buildings or existing home sales between consumers?

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The implied warranty of quality for new home construction specifically applies to newly constructed residential properties and is intended to ensure that the home is built in a manner that is free from defects and meets certain standards of quality and safety. This warranty typically does not extend to commercial buildings or existing home sales between consumers, as it is focused on the unique circumstances associated with new residential construction.

In contrast, the other options do pertain more broadly to various types of real estate transactions. The implied warranty of merchantability, for instance, relates to goods and can apply in particular contexts involving commercial property, while express warranties may be outlined in various contracts, including commercial leases and real estate sales. Customary insurance policies exist to protect against various potential risks in both residential and commercial properties. Thus, the implied warranty of quality for new home construction is distinctly different, making it the correct choice for the question posed.

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